Senior Mortgage Loan Closer – Morris Plains, NJ

Weichert Financial Services is hiring a Senior Mortgage Loan Closer in Morris Plains, NJ. This is a hybrid role requiring two days in the Morris Plains office.

The Senior Mortgage Loan Closer is responsible for closing Conventional, FHA, VA, USDA, State Bond Agency, Non-Conforming purchase, refinance transactions, and second mortgage transactions in various states.

• Reviews title commitments and invoices; reconciles fees in Encompass.
• Prepares initial and final Closing Disclosures.
• Reviews hazard insurance policy for correct coverage.
• Reconciles Closing Disclosures with Closing Agents.
• Ensures proper compliance with TRID timelines for delivery of Closing Disclosure.
• Prepares closing packages and legal documentation for delivery.
• Reviews and audits document packages for accuracy in accordance with agency and investor guidelines.
• Prepares wires and funding packages.
• Responsible for daily management of pipeline of loan closings, prioritizing based on scheduled closing date.
• Monitors pipeline daily for compliance-related variance alerts and warnings and addresses and/or clears all alerts and warnings prior to loan closing.
• Corresponds with Title companies, settlement agents and/or attorneys.
• Reviews and follows up for title commitments for accuracy and corrections.
• Completes verifications of Employment.
• Addresses and clears all post-closing and Quality Control exceptions within the timelines established by the respecteive departments.
• Assists the Closing Manager with managerial tasks and provides coverage as needed.
• Performs other duties as assigned.

Requirements:

• High school diploma or GED
• Associate or bachelor’s degree preferred
• Five (5) or more years of mortgage lending closing experience is required
• Ellie Mae Encompass experience is require
• Thorough understanding of TRID, federal and state regulations, and company closing policies and procedures
• Solid knowledge of practical experience with applicable technology tools including, but not limited to Encompass and Microsoft Office suite of products
• Ability to handle confidential material in a professional and highly ethical manner
• Effective time management and organization skills to prioritize multiple objectives and achieve volume goals
• Bond Loan experience is a plus
• Excellent verbal and written communication skills
• Ability to interact effectively and professionally with all employees of the Company
• Maintain a professional demeanor and adhere to company’s policies and procedures
• Excellent analytical abilities and detail-oriented approach

The estimated base slary is between $60,000 – $77,000 (annually). The rate of pay offerred will be dependant upon several factors including but not limited to the candidate’s relevant skills, education, work experience, job location/geographic region, and or licenses/certifications. Weichert offers generous benefits for full-time employees which includes medical, dental, vision insurance, life and disability coverage, 401(k) retirement savings, Paid Time Off PTO, Flexible Spending Accounts (FSA), and much more.

Weichert is an equal opportunity employer. We are committed to non-discrimination on any protected bases, such as disability and veteran status, or any other basis covered under applicable law.